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Accounts Retrievable Collection Agency - Child Support Collection

If your child’s other parent sues you and gets a judgment against you for unpaid child support, that parent has a whole host of collection methods available (more than without a judgment for child support arrears). And even if the custodial parent got the judgment in one state and you have since moved to another state, that parent can register the judgment in the second state and enforce it there.

 

The most common method of collecting a judgment for overdue support is wage garnishment. The custodial parent can also seize your personal property.

 

What Is Wage Garnishment?

 

A wage garnishment is similar to income withholding. ( A portion of your wages is removed from your paycheck and delivered to the custodial parent before you ever see it. In many states, the arrears need not be made into a judgment to be collected through wage garnishment.

 

Procedures for Wage Garnishment

 

To garnish your wages, the custodial parent obtains authorization from the court in a document usually called a writ of execution. Under this authorization, the custodial parent directs the sheriff to seize a portion of your wages. The sheriff in turn notifies you and your employer.

 

How Much Can the Court Take?

 

The amount garnished is a percentage of your paycheck. What you were once ordered to pay is irrelevant. The court simply wants to take money out of each of your paychecks — and leave you with a minimum to live on — until the unpaid support is made up.

 

If a court orders that your wages be garnished to satisfy any debt except child support or alimony, a maximum of roughly 25% of your net wages can be taken. For unpaid child support, however, up to 50% of your net wages can be garnished, and up to 60% if you are not currently supporting another dependent. If your check is already subject to wage withholding for your future payments or garnishment by a different creditor, the total amount taken from your paycheck cannot exceed 50% (or 65% if you are not currently supporting another dependent and are more than 12 weeks in arrears).

 

How the Garnishment Is Initiated

 

To put a wage garnishment order into effect, the court, custodial parent, state agency, or county attorney must notify your employer. Once your employer is told to garnish your wages, your employer tells you of the garnishment.

 

Requesting a Court Hearing

 

You can request a court hearing, which will take place shortly after the garnishment has begun. At the hearing, you can make only a few objections:

 

– The amount the court claims you owe is wrong.

– The amount will leave you with too little to live on.

– The custodial parent actively concealed your child, as opposed to merely frustrating or denying your visitation (not all states allow this objection).

– You had custody of the child at the time the support arrears accrued.

 

Article Source:   www.nolo.com

 

Call Accounts Retrievable System For More Info at (800) 327-4687