Accounts Retrievable has been serving the respected needs of clients in the collections industry for over 30 years. We pride ourselves in constantly striving to remain a leader in the industry. We collect claims from creditors from all over the United States against debtors throughout the country. We specialize in Judgment collection, Child Support and Spousal Maintenance along with other areas of debt recovery.
We accept accounts such as Judgments, Commercial and Consumer accounts, Unpaid Child Support, Spousal Maintenance, Landlord/tenant matters, personal loans, auto loans and student loans. The minimum debt we will collect on is $1,500.00. We collect on international accounts as well. Accounts Retrievable is your global resource for all international collections.
There are no uproot charges to pay when you work with us. All of our fees are contingent upon successful collect of your accounts. We do not require a contract when yo work with us. Placing an account with us is very simple. Whether you have one account or a large value it is simple. You can place a claim through our website, e-mail or by fax.
The placement process of claims is completely customizable, we work with you to find out what will be easiest for you. For clients that will require assistant in establishing an automated process, we can provide the technical expertise to help extract and transmit your data securely.
Determining when you should place your accounts for collections is different for everyone. There are no set rules or parameters on when you should place an account but a good guideline would be 90 to 150 days from the date of the invoice or last payment. The sooner you place an account with us the greater change of recovering the money owed to you.
Accounts Retrievable Systems – Why Use A Collection Agency
Accounts Retrievable is a national collection agency that serves businesses of all sizes and a large variety of different industries. We serve clients that include wholesalers, retailers, credit unions, manufactures, banks, and mail order companies. We receive claims from creditors all over the United States against debtors all throughout the country. Our highly skilled team of professionals are experienced in all aspects of debt recovery.
For over thirty years Accounts Retrievable has been providing highly effective results for clients on a worldwide basis. We are recognized as a leader in the industry. We specialize in judgment collections, commercial collections, consumer recovery, and the collections of child support and spousal maintenance. With our partnership approach, we provide rapid collection and the ability to preserve relationships from the cornerstone of our commitment to excellence.
If you need help collecting a Judgment that has been ruled in your favor, we can help. When a judgment is entered in your favor entitles you to certain remedies under the law allowing us to collect the balance due. Remedies we may use to collect on the judgment owed to you are garnishment of debtor’s bank and brokerage accounts and garnishment of wages.
The goal of our collection agency is to provide fast and effect collection services at competitive rates. The standard in the collections industry is working on a contingency fee basis. This means if we collect on the money owed to you, we earn a fee from the money collected. If we do not collect the money owed to you, there is not charge to you for the efforts that we put in.
Accounts Retrievable Systems – Use A Collection Agency
Accounts Retrievable has delivered professional and highly effective results for over 30 years. We serve the collection needs of clients on a worldwide basis. Accounts Retrievable is recognized as a leader in judgment collections, commercial and consumer recovery and we specialize in child support and spousal maintenance (alimony). With our partnership approach, rapid collection and ability to preserve relationships from the cornerstone of our commitment to excellence.
With over three decades of collections experience with both domestic and international accounts, we serve a broad spectrum of industries. Our clients benefit from an array of solutions that are designed to reduce expenses, increase cash flow, improve operational efficiency and maintain positive customer relations. We pride ourselves on our ability to deliver professional, effective and timely results on a worldwide basis.
We strive to remain a leader in the collection industry and are comprised of a strong, cohesive and committed team. We have a consistent track record for successful outcomes and it stems from a forward-thinking corporate mind where personal and professional aspirations thrive and progressive ideas flourish. All of our team members are kept current on all laws and statutes in regards to debt collection. Our employees will go through ongoing education by attending seminars and meetings throughout our affiliations.
Creditors often wonder when they should place an account with a collection agency. Accounts should be placed with a collection agency if an account is 90 days delinquent and you have received no response from the customer.
Accounts Retrievable Systems – Should You Hire A Collection Agency?
We serve a broad spectrum of clients such as credit unions, retailers, law firms, wholesalers, banks, universities and even mail order companies. ARS Collection Agency will receive claims from all over the United States against debtors all throughout the country. Their company is staffed with only skilled professionals with experience in all aspects of debt collection.
It is important to keep up with any overdue accounts because over time, your chances of collecting the money owed decreases drastically.
We collect on a variety of different accounts. We accept judgments, commercial accounts, unpaid child support, spousal maintenance, consumer accounts, auto loans, personal loans, student loads and landlord/tenant matters. The minimum debt we will collect on is $1,500. There are no upfront charges or fees, our fees are contingent upon successful collection of your accounts.
Accounts Retrievable Systems – Collecting Your Judgements
Since 1986, ARS has delivered professional, highly effective results for clients on a worldwide basis. ARS is recognized as a leader in Judgment Collections, Commercial Collections, Consumer Recovery, and is a specialist in collection of Child Support and Spousal Maintenance. Our partnership approach, rapid collection and ability to preserve relationships form the cornerstone of our commitment to excellence.
FORWARDING SERVICE : We forward your account to attorneys in the debtor’s locale for either collection or suit. We forward accounts to attorneys who are bonded and are chosen from the membership in the Commercial Law League of America and NARCA, the most distinguished associations of attorneys engaged in collection law. Execution of our placement form constitutes authority to forward your claim to local counsel. No legal action will be initiated by any attorney without your authorization. If legal proceedings are recommended and approved, there are required costs, including advanced court costs and/or suit fees, to be paid.
Every claim entrusted to us, regardless of the amount placed, will receive the same high quality collection effort.
Upon receipt of the debtors’ file, the designated attorney researches it and provides to ARS an overview with a recommendation as to whether litigation is a viable option. Their recommendation is based upon several factors including the debt amount, location, operational status, the ability to serve the debtor and other relevant criteria.
In the case of Judgments, an initial demand letter is sent to the debtor requesting payment in full as to the Judgment principal, along with all post-judgment interest allowed by law.
Accounts Retrievable Systems – Having Trouble With Debt Collection?
Our focus is on the specific needs of each client’s portfolio, whether it is for one claim or for thousands and is built on systems and personnel already developed, tested, and proven on a day to day basis. ARS will never close an account until every collection option has been exhausted.
Our services are based on a contingency fee arrangement; therefore if our attempts to collect are not successful, you will not be charged! We’ve provided below a summary of the collection fees that we do charge if we are successful upon collecting your account.
CHILD SUPPORT / SPOUSAL MAINTENANCE COLLECTION DIVISION
RATES: Contingent Upon Collection
33% of collections, net, after execution costs. Such costs include, and may not be limited to, Sheriff Fees, Marshal Fees, Attorney Fees, and Court Costs.
JUDGMENT COLLECTION DIVISION
RATES: Contingent Upon Collection
33% of collections, net, after execution costs. Such costs include, and may not be limited to, Sheriff Fees, Marshal Fees, Attorney Fees, and Court Costs. You should note that if the Judgment Debtor moves to another state, and you desire to domesticate your Judgment in the “new” state, you must advance the local Court Costs to domesticate your Judgment.
INTERNATIONAL CLAIMS
39% of collections
Foreign attorneys may require retainers or handling fees as is customary in their country and such rates will be quoted in our lawsuit requirement letter prior to authorization. ARS is fully compliant and adheres to all Federal and State Collection practices regulations. We follow high standards for compliance, confidentiality, and privacy requirements. Our company’s commitment is to constantly reinvest in our employees, new technology, recovery resources, professional staff, legal solutions, and innovative systems and procedures. ARS strives to remain a leader in the industry.
Accounts Retrievable – Hiring The Right Collection Agency For You
The Accounts Retrievable System is a well established national collection agency that serves the collection needs of respected clients. The client base of ARS includes wholesalers, retailers, credit unions, manufacturers, banks, law firms, universities and mail order companies. We receive claims from creditors all over the United States against debtors all throughout the country. Our skilled professional expert debt collectors are experienced in all aspects of debt recovery.
Every collection agency will charge you a fee for recovering money owed to you. Our goal is to provide fast and efficient debt collection services at competitive rates. We work on a contingency fee basis, which is standard for collection agencies. What this means is that if we collect the money owed to you, we will earn a fee from the money we collect. If we do not collect, there is no charge to you for the efforts that we put in to attempt to collect your money. This is why we highly suggest to place any account with us no matter the age of it. It is also highly recommended that you place an account with us as soon as possible but even if it has aged a bit you can still place it with us and we will put in every effort possible to collect.
Here are a basic list of the fees we charge for collection on different accounts:
COMMERCIAL COLLECTION DIVISION
RATES: Contingent Upon Collection
Before Litigation:
29% of collections
After Litigation:
When suit is recommended, client’s authorization will be required. Should suit be authorized, creditor will be responsible for advanced court costs. Court Costs vary from state to state and these rates will be quoted in our lawsuit requirement letter prior to authorization.
39% of collections
Large claims (over $500,000) – rates negotiable on an individual basis
CONSUMER (RETAIL) COLLECTION DIVISION
RATES: Contingent Upon Collection
Before Litigation:
34% of collections
After Litigation:
When suit is recommended, client’s authorization will be required. Should suit be authorized, creditor will be responsible for advanced court costs. Court Costs vary from state to state and these rates will be quoted in our lawsuit requirement letter prior to authorization.
44% of collections
JUDGMENT COLLECTION DIVISION
RATES: Contingent Upon Collection
33% of collections, net, after execution costs. Such costs include, and may not be limited to, Sheriff Fees, Marshal Fees, Attorney Fees, and Court Costs. You should note that if the Judgment Debtor moves to another state, and you desire to domesticate your Judgment in the “new” state, you must advance the local Court Costs to domesticate your Judgment.
CHILD SUPPORT / SPOUSAL MAINTENANCE COLLECTION DIVISION
RATES: Contingent Upon Collection
33% of collections, net, after execution costs. Such costs include, and may not be limited to, Sheriff Fees, Marshal Fees, Attorney Fees, and Court Costs.
Accounts Retrievable Systems – Debt Collection Services
When you own a business and you are owed money you may want to consider hiring a collection agency. Before you hire any collection agency it is best to do research. There are questions that you will want to ask before hiring a collection agency. We’ve provided below a few standard questions that you would ask and answers from our collection agency.
Do you have a minimum debt you will collect on?
The minimum amount for Claims we accept is $1,500.00.
What type of accounts do you collect?
ARS accepts Judgments, commercial accounts, consumer accounts, unpaid child support, spousal maintenance, landlord/tenant matters, auto loans, personal loans, and student loans.
Do you collect international accounts?
Yes. ARS is your global resource for all international collections.
What is your fee structure?
All fees are contingent, which means we only get paid if you do. There is no minimum or maximum placement volume required.
Are there any upfront charges to pay?
No. Our fees are contingent upon successful collection of your accounts.
Do you require a contract?
No.
How do I place my accounts for collection?
Whether it is one account or a large volume, placing with ARS is very simple. You can place through our website, e-mail, or by fax. The placement process is completely customizable – whatever is easiest for you. For those clients that may require assistance in establishing an automated process, we can provide the technical expertise to help extract and transmit your data securely.
ACA was created in 1939 to bring together third-party collection professionals to advance the credit and collection industry.
Today, ACA ties together the entire credit and collection cycle, which is critical to the world’s economy. ACA’s membership includes collection professionals, asset buyers, attorneys, creditors and vendors in more than 55 countries. ACA members return billions of dollars to the economy each year, ensuring that the use of credit remains available to consumers.
ACA members work to achieve common goals and encourage the continued growth and professionalism of their businesses. The Association is the voice of the credit and collection industry and serves as a resource for its members, the media, policy makers and consumers.
The Commercial Law League of America (“CLLA”) is a respected organization of attorneys and other experts in credit and finance actively engaged in the field of commercial law, bankruptcy and insolvency. Since 1895, The CLLA has been associated with the representation of creditor interests, while at the same time seeking fair, equitable and efficient administration of bankruptcy cases for all parties in interest.
BBB ensures that high standards for trust are set and maintained. The BBB exists so consumers and businesses alike have an unbiased source to guide them on matters of trust. They provide educational information and expert advice that is free of charge and easily accessible. All BBB accredited businesses have agreed to live up to the Principles for Trust. The Principles for Trust are a comprehensive set of policies, procedures and best practices focused on how businesses should treat the public – fairly and honestly in all circumstances.
The NYSCA is an association of over 135 New York State collections agencies, whose purpose is to further and promote the general welfare of the credit and collection industry and to provide its members with tools that help in running a better collections business. All NYSCA members have open access to a variety of free resources and are regulated by the Federal Fair Debt Collection Practice Act.
By providing products, services and education to its members, DBA International enhances the economic performance and liquidity of the international financial services industry and fosters the ability of consumers to participate in the marketplace for goods and services.
Accounts Retrievable Systems – Enforcement Of Child Support
The Accounts Retrievable System, Inc is a national collection agency serving the collection needs of respected clients. Its client base includes wholesalers, retailers, credit unions, manufacturers, law firms, banks, universities, and mail order companies. The company receives claims from creditors all over the United States against debtors throughout the country. Our skilled professionals are experienced in all aspects of debt recovery.
A Judgment entered in your favor entitles you to certain remedies under the law, enabling us to collect the balance due. These remedies may include:
– Garnishment of debtor’s bank and brokerage accounts.
– Garnishment of wages.
– Levy and execution of personal property including automobiles, boats, equipment, etc.
– Levy and execution on real estate and business assets, in exceptional cases.
ARS utilizes a wide range of technological tools and resources to help each client achieve the best possible results. Our staff has access to the latest software programs with enhanced security and a state-of-the-art secured network with a full disaster recovery program.
Our focus is on the specific needs of each client’s portfolio, whether it is for one claim or for thousands and is built on systems and personnel already developed, tested, and proven on a day to day basis. ARS will never close an account until every collection option has been exhausted.
Our services are based on a contingency fee arrangement; therefore if our attempts to collect are not successful, you will not be charged!
Our goal is to provide fast and efficient collection services at competitive rates. We work on a contingency fee basis, which is standard in the collection industry. That means that if we collect, we earn a fee from the money collected. If we do not collect, there is no charge to you for our efforts. Whether your account is old or new, submit your claim with us and we will exhaust every effort at recovering the money that is owed to you.
