Accounts Retrievable Systems – Debt Collection Services
For over the past 30 years Accounts Retrievable System has been delivering highly effective results for clients throughout the United States and even on a worldwide basis. Accounts Retrievable System has been recognized as a leader in Judgment Collections, Consumer Recovery and Commercial Collections. We specialize in the collection of Child Support and Spousal Maintenance. Through our partnership approach we can provide rapid collection and the ability to preserve client relationships.
We pride ourselves in striving to remain a leader in the industry. We are comprised of a strong, cohesive and very dedicated team. When you hire a collection agency you want to find one with a consistent track record for successful outcomes. Our successful outcomes stem from a forward-thinking corporate mix where personal and professional aspirations thrive and progressive ideas flourish.
One of the most important factors you should consider before you hire a collection agency is choosing one that is kept current on all laws and statutes. Our team at Accounts Retrievable System is kept current on all laws, FDCPA and FCRA compliance through ongoing education and by attending seminars. We are affiliated with the Commercial Law League of America (CLLA), the American Collectors Association (ACA) and DBA International (DBA).
There are many reasons to choose Accounts Retrievable System. We have experience and integrity spanning over three decades. Most of the claims collected by us are done so without forwarding additional legal costs. We are bonded and insured by the ACA. We use a state of the art web application that allows paperless claims placement and constant email communication with our staff. If you need to hire a collection agency, call us and our expert staff is here to answer all questions you may have in regards to debt recovery.
Accounts Retrievable has been serving the respected needs of clients in the collections industry for over 30 years. We pride ourselves in constantly striving to remain a leader in the industry. We collect claims from creditors from all over the United States against debtors throughout the country. We specialize in Judgment collection, Child Support and Spousal Maintenance along with other areas of debt recovery.
We accept accounts such as Judgments, Commercial and Consumer accounts, Unpaid Child Support, Spousal Maintenance, Landlord/tenant matters, personal loans, auto loans and student loans. The minimum debt we will collect on is $1,500.00. We collect on international accounts as well. Accounts Retrievable is your global resource for all international collections.
There are no uproot charges to pay when you work with us. All of our fees are contingent upon successful collect of your accounts. We do not require a contract when yo work with us. Placing an account with us is very simple. Whether you have one account or a large value it is simple. You can place a claim through our website, e-mail or by fax.
The placement process of claims is completely customizable, we work with you to find out what will be easiest for you. For clients that will require assistant in establishing an automated process, we can provide the technical expertise to help extract and transmit your data securely.
Determining when you should place your accounts for collections is different for everyone. There are no set rules or parameters on when you should place an account but a good guideline would be 90 to 150 days from the date of the invoice or last payment. The sooner you place an account with us the greater change of recovering the money owed to you.
Accounts Retrievable Systems – Why Use A Collection Agency
Accounts Retrievable is a national collection agency that serves businesses of all sizes and a large variety of different industries. We serve clients that include wholesalers, retailers, credit unions, manufactures, banks, and mail order companies. We receive claims from creditors all over the United States against debtors all throughout the country. Our highly skilled team of professionals are experienced in all aspects of debt recovery.
For over thirty years Accounts Retrievable has been providing highly effective results for clients on a worldwide basis. We are recognized as a leader in the industry. We specialize in judgment collections, commercial collections, consumer recovery, and the collections of child support and spousal maintenance. With our partnership approach, we provide rapid collection and the ability to preserve relationships from the cornerstone of our commitment to excellence.
If you need help collecting a Judgment that has been ruled in your favor, we can help. When a judgment is entered in your favor entitles you to certain remedies under the law allowing us to collect the balance due. Remedies we may use to collect on the judgment owed to you are garnishment of debtor’s bank and brokerage accounts and garnishment of wages.
The goal of our collection agency is to provide fast and effect collection services at competitive rates. The standard in the collections industry is working on a contingency fee basis. This means if we collect on the money owed to you, we earn a fee from the money collected. If we do not collect the money owed to you, there is not charge to you for the efforts that we put in.
Accounts Retrievable Systems – Use A Collection Agency
Accounts Retrievable has delivered professional and highly effective results for over 30 years. We serve the collection needs of clients on a worldwide basis. Accounts Retrievable is recognized as a leader in judgment collections, commercial and consumer recovery and we specialize in child support and spousal maintenance (alimony). With our partnership approach, rapid collection and ability to preserve relationships from the cornerstone of our commitment to excellence.
With over three decades of collections experience with both domestic and international accounts, we serve a broad spectrum of industries. Our clients benefit from an array of solutions that are designed to reduce expenses, increase cash flow, improve operational efficiency and maintain positive customer relations. We pride ourselves on our ability to deliver professional, effective and timely results on a worldwide basis.
We strive to remain a leader in the collection industry and are comprised of a strong, cohesive and committed team. We have a consistent track record for successful outcomes and it stems from a forward-thinking corporate mind where personal and professional aspirations thrive and progressive ideas flourish. All of our team members are kept current on all laws and statutes in regards to debt collection. Our employees will go through ongoing education by attending seminars and meetings throughout our affiliations.
Creditors often wonder when they should place an account with a collection agency. Accounts should be placed with a collection agency if an account is 90 days delinquent and you have received no response from the customer.
Accounts Retrievable Systems – Should You Hire A Collection Agency?
We serve a broad spectrum of clients such as credit unions, retailers, law firms, wholesalers, banks, universities and even mail order companies. ARS Collection Agency will receive claims from all over the United States against debtors all throughout the country. Their company is staffed with only skilled professionals with experience in all aspects of debt collection.
It is important to keep up with any overdue accounts because over time, your chances of collecting the money owed decreases drastically.
We collect on a variety of different accounts. We accept judgments, commercial accounts, unpaid child support, spousal maintenance, consumer accounts, auto loans, personal loans, student loads and landlord/tenant matters. The minimum debt we will collect on is $1,500. There are no upfront charges or fees, our fees are contingent upon successful collection of your accounts.
Accounts Retrievable Systems – Collecting Your Judgements
Since 1986, ARS has delivered professional, highly effective results for clients on a worldwide basis. ARS is recognized as a leader in Judgment Collections, Commercial Collections, Consumer Recovery, and is a specialist in collection of Child Support and Spousal Maintenance. Our partnership approach, rapid collection and ability to preserve relationships form the cornerstone of our commitment to excellence.
FORWARDING SERVICE : We forward your account to attorneys in the debtor’s locale for either collection or suit. We forward accounts to attorneys who are bonded and are chosen from the membership in the Commercial Law League of America and NARCA, the most distinguished associations of attorneys engaged in collection law. Execution of our placement form constitutes authority to forward your claim to local counsel. No legal action will be initiated by any attorney without your authorization. If legal proceedings are recommended and approved, there are required costs, including advanced court costs and/or suit fees, to be paid.
Every claim entrusted to us, regardless of the amount placed, will receive the same high quality collection effort.
Upon receipt of the debtors’ file, the designated attorney researches it and provides to ARS an overview with a recommendation as to whether litigation is a viable option. Their recommendation is based upon several factors including the debt amount, location, operational status, the ability to serve the debtor and other relevant criteria.
In the case of Judgments, an initial demand letter is sent to the debtor requesting payment in full as to the Judgment principal, along with all post-judgment interest allowed by law.
Accounts Retrievable Systems – Having Trouble With Debt Collection?
Our focus is on the specific needs of each client’s portfolio, whether it is for one claim or for thousands and is built on systems and personnel already developed, tested, and proven on a day to day basis. ARS will never close an account until every collection option has been exhausted.
Our services are based on a contingency fee arrangement; therefore if our attempts to collect are not successful, you will not be charged! We’ve provided below a summary of the collection fees that we do charge if we are successful upon collecting your account.
CHILD SUPPORT / SPOUSAL MAINTENANCE COLLECTION DIVISION
RATES: Contingent Upon Collection
33% of collections, net, after execution costs. Such costs include, and may not be limited to, Sheriff Fees, Marshal Fees, Attorney Fees, and Court Costs.
JUDGMENT COLLECTION DIVISION
RATES: Contingent Upon Collection
33% of collections, net, after execution costs. Such costs include, and may not be limited to, Sheriff Fees, Marshal Fees, Attorney Fees, and Court Costs. You should note that if the Judgment Debtor moves to another state, and you desire to domesticate your Judgment in the “new” state, you must advance the local Court Costs to domesticate your Judgment.
INTERNATIONAL CLAIMS
39% of collections
Foreign attorneys may require retainers or handling fees as is customary in their country and such rates will be quoted in our lawsuit requirement letter prior to authorization. ARS is fully compliant and adheres to all Federal and State Collection practices regulations. We follow high standards for compliance, confidentiality, and privacy requirements. Our company’s commitment is to constantly reinvest in our employees, new technology, recovery resources, professional staff, legal solutions, and innovative systems and procedures. ARS strives to remain a leader in the industry.
Accounts Retrievable Systems – Collection Agency Will Collect
When placing an account with our collection agency you may fax or email your judgment to our office. We will always follow up with an acknowledgment of receipt and prove you with a “Placement Form” in which you need to sign. This form reflects the fact that the Judgment is not paid and you desire us to collect it for you. When a judgment is entered in your favor allows us to practice certain remedies under the law. These laws allow us to collect the balance due. Remedies that we use to collect Judgments may include:
– Garnishment of the debtor’s bank and brokerage accounts.
– Garnishment of wages.
– Levy and execution of personal property including automobiles, boats, equipment, etc.
– Levy and execution on real estate and business assets, in exceptional cases.
Fees that we will charge for Judgment collection are as follows:
RATES: Contingent Upon Collection
33% of collections, net, after execution costs. Such costs include, and may not be limited to, Sheriff Fees, Marshal Fees, Attorney Fees, and Court Costs. You should note that if the Judgment Debtor moves to another state, and you desire to domesticate your Judgment in the “new” state, you must advance the local Court Costs to domesticate your Judgment.
If you have had trouble will collecting a Judgment that was entered in your favor, let us help you. The professionals at our collecting agency have years of experience in collecting past due Judgments. They know which tactics are most effective in collecting Judgments in different situations.
Accounts Retrievable – Hiring The Right Collection Agency For You
The Accounts Retrievable System is a well established national collection agency that serves the collection needs of respected clients. The client base of ARS includes wholesalers, retailers, credit unions, manufacturers, banks, law firms, universities and mail order companies. We receive claims from creditors all over the United States against debtors all throughout the country. Our skilled professional expert debt collectors are experienced in all aspects of debt recovery.
Every collection agency will charge you a fee for recovering money owed to you. Our goal is to provide fast and efficient debt collection services at competitive rates. We work on a contingency fee basis, which is standard for collection agencies. What this means is that if we collect the money owed to you, we will earn a fee from the money we collect. If we do not collect, there is no charge to you for the efforts that we put in to attempt to collect your money. This is why we highly suggest to place any account with us no matter the age of it. It is also highly recommended that you place an account with us as soon as possible but even if it has aged a bit you can still place it with us and we will put in every effort possible to collect.
Here are a basic list of the fees we charge for collection on different accounts:
COMMERCIAL COLLECTION DIVISION
RATES: Contingent Upon Collection
Before Litigation:
29% of collections
After Litigation:
When suit is recommended, client’s authorization will be required. Should suit be authorized, creditor will be responsible for advanced court costs. Court Costs vary from state to state and these rates will be quoted in our lawsuit requirement letter prior to authorization.
39% of collections
Large claims (over $500,000) – rates negotiable on an individual basis
CONSUMER (RETAIL) COLLECTION DIVISION
RATES: Contingent Upon Collection
Before Litigation:
34% of collections
After Litigation:
When suit is recommended, client’s authorization will be required. Should suit be authorized, creditor will be responsible for advanced court costs. Court Costs vary from state to state and these rates will be quoted in our lawsuit requirement letter prior to authorization.
44% of collections
JUDGMENT COLLECTION DIVISION
RATES: Contingent Upon Collection
33% of collections, net, after execution costs. Such costs include, and may not be limited to, Sheriff Fees, Marshal Fees, Attorney Fees, and Court Costs. You should note that if the Judgment Debtor moves to another state, and you desire to domesticate your Judgment in the “new” state, you must advance the local Court Costs to domesticate your Judgment.
CHILD SUPPORT / SPOUSAL MAINTENANCE COLLECTION DIVISION
RATES: Contingent Upon Collection
33% of collections, net, after execution costs. Such costs include, and may not be limited to, Sheriff Fees, Marshal Fees, Attorney Fees, and Court Costs.
Accounts Retrievable Systems – Debt Collection Services
In 1986, The Accounts Retrievable System, Inc. (ARS) established a national network of leading collection attorneys who excel in their field to handle all phases of the collection cycle.
FORWARDING SERVICE : We forward your account to attorneys in the debtor’s locale for either collection or suit. We forward accounts to attorneys who are bonded and are chosen from the membership in the Commercial Law League of America and NARCA, the most distinguished associations of attorneys engaged in collection law. Execution of our placement form constitutes authority to forward your claim to local counsel. No legal action will be initiated by any attorney without your authorization. If legal proceedings are recommended and approved, there are required costs, including advanced court costs and/or suit fees, to be paid.
Every claim entrusted to us, regardless of the amount placed, will receive the same high quality collection effort.
Upon receipt of the debtors’ file, the designated attorney researches it and provides to ARS an overview with a recommendation as to whether litigation is a viable option. Their recommendation is based upon several factors including the debt amount, location, operational status, the ability to serve the debtor and other relevant criteria.
In the case of Judgments, an initial demand letter is sent to the debtor requesting payment in full as to the Judgment principal, along with all post-judgment interest allowed by law.
We streamline access to critical information with-
User-friendly reports ― valuable updated information adapted to your needs. Immediate notification of resolutions. Personal service and ease of communication.
Our attorney network was created to negotiate payments, resolve disputes and settle cases quickly and professionally. Additionally, links to federal and state agencies and industry-only databases allow us to perform thorough searches AT NO COST TO YOU.
Although we work closely with these attorneys, the attorney represents you and remains under our direction at all times. Any legal proceeding or any settlement comes only with your approval.
Forwarding Claims- Claims forwarded to attorneys are monitored closely by ARS’s experienced forwarding department. ARS’s attorneys accept all claims from us only on a contingent basis. Creditors will receive copies of attorney correspondence.
Skip Tracing- Our tenured skip tracers specialize in locating missing debtors. To assist them, they have access to ARS’s several “for-our-eyes-only” databases loaded with information. Other resources utilized by our skip tracers include:
– Accurint®
– Acollaid™
– PACER
– Credit reporting bureaus
– Dun & Bradstreet
– Property records
– UCC-1 filings
– DMV records
– Tax records
– Civil & criminal filings
– Asset location
– Business entity search
– Deceased records
– Personal locator
– Global business finder
– Judgment & tax lien records
– SSN, DOD & DOB resources
– Bankruptcy records
– Near-bys & landlords
